Being involved in a car accident can raise many questions, especially if you are facing injuries or property damage. While this situation is usually stressful, you may find yourself with more questions than usual if you were injured in a wreck with a Yellow Cab. Unlike accidents with other private motorists, your avenues for collecting damages may be unique. Asking your attorney a few questions about the wreck may offer you peace of mind as you move forward with your lawsuit.
- What If I Was a Taxi Passenger?
If you were injured while riding in a taxi, your means of collecting damage may not be that much different than if you were riding in a private vehicle. As a passenger, you have a reduced burden of proof and can file suit against the insurance company of both drivers. As the drivers, they must sort out the question of liability.
- What Responsibilities Does the Taxi Company Have?
When you are injured by a taxicab, the taxi company has several responsibilities they must fulfill both before and after the incident. For example, all drivers must carry insurance and are subject to background checks before being hired. After the accident, if the wreck was the fault of the taxi driver, the cab company is liable for any injuries you may have incurred. However, if another motorist caused the accident, you will have to hold that driver liable. If an at-fault taxi driver causes a wreck and is not qualified to operate such a vehicle, you may be able to collect additional or punitive damages.
- What If the Insurance Company Denies My Claim?
If your taxi driver is found to be 100% liable for the accident, then you may have little trouble collecting damages. However, if the other driver was even slightly at fault, Yellow Cab’s insurance company may deny your claim or offer you a reduced award. Should this occur, your attorney can advise you about how to proceed with filing a lawsuit for the entire amount and how to challenge liability claims.
- What If the Insurance Exceeds My Damages?
If the taxi accident includes more than one victim, the total damages may exceed the cab company’s commercial insurance coverage. In this case, you might have to sue the driver of the cab as an individual. However, this can be challenging and may not net you as much as you require to pay your medical bills.
Getting injured in a Yellow Cab accident can turn your world upside down, but you do not have to face the future alone. Contact a car accident lawyer, like from John K. Zaid & Associates, today for further advice and information.