Insurance Disputes

People purchase insurance to protect their homes, cars, boats, furniture, and other possessions. Insurance is even purchased to cover health and life itself. It is designed to provide security and peace of mind. Unfortunately, when it comes time to file an insurance claim, many people learn that their sense of security is a false one.

Insurance companies are in business to make a profit, and some companies find that it is in their best interest to deny coverage, or to engage in tactics which constitute bad faith.

On the other side of the coin, it is sometimes a tactic to secure a quick settlement to avoid significant future costs. It is not unusual for such settlements to occur before the policyholder even knows the full extent of her injuries or losses, and sometimes as a result of undue pressure exercised by the insurance company to settle quickly.

The law requires that an insurance company act in good faith towards its policyholders by fairly and adequately reimbursing its policyholders for damages and losses incurred. And when a company puts profit ahead of its legal duties, the law permits suit against the company requiring it to honor the insurance contract, and further allowing an award of up to 25% in additional damages if it is determined that the company acted in “bad faith” under applicable law.

Our insurance dispute attorneys would be honored to review your insurance case free of charge. Please either submit an online request for a Free Case Review, or call to set up a consultation at 901-372-5003. We have offices in Nashville and Memphis TN.